You will need to be purchased a new plan on the Federal Exchange
to receive your Premium Tax Credit and/or Cost Sharing for 2016
Find out if you qualify for a tax credit, cost sharing or both
and review plans and rates for Health Insurance
QUESTIONS: Kyla 971-327-5792
APPLY with Health Care Gov to see if you qualify for help paying your Individual/Family Health Insurance plans...CLICK HERE
APPLY DIRECT or receive rates with an Insurance Company: kylab@mgbenefits.com or call 971-327-5792
OR Health COOP
Knowledge is Empowerment...Were you one of the many whom lost money during past Market Crashes?


I'd love to show you a new way to protect your money, have it growing tax free, enjoy a good rate of return at the same time, with NO market risk...EVEN during a bad economy

If you are like my clients you don't want to experience another market crash with your hard earned money

Call Kyla Now: 971-327-5792 for in depth details on IUL plan options


An Indexed Universal Life plan (IUL) bares further review due to some important tax benefits and many valuable features which you might not be aware of.

Have you heard of an IUL Plan? If not, now's the time for some research on your part as it's important to find the correct Life Insurance product for your specific situation in life.
IUL's follow the market(s) but are not "In"; which allows
Protection from the downside of the Market
Guaranteed Interest Rates and "Floor"
Growth Potential: Policy Value Accumulation over time
Living Benefits are paid Before you Perish
Tax-Free Death Benefits to Heir
Tax-Free Loans and Withdrawals are available
Tax-Deferral on any Earnings
Tax-Free Transfers among account options

Premium Payments that are Flexible
Income Protection Riders are available
No-Lapse Guarantee

Riders are usually available and can include options such as: Base Insured, Additional Insured & Children's Benefit Rider, Guaranteed Insurability, Overloan Protection Rider, Income Protection Riders and more.

That's a lot of important information...so what do these features mean to you in layman's terms? Are you missing an important part to your long term goals which needs to be implemented now?

Let me help you discover the solution that's right for you and/or your family.

Please call to discuss in more detail as Knowledge is Power and your long term financial success is at stake.

Kyla 971-327-5792

About Us

As a leading provider in Health Care Reform and Insurance Products in Oregon, Washington and California we take pride in offering many insurance company's products to provide you choice choose and options for Individual/Family or Company/Group. We are a full service insurance agency that offers:

Health Insurance
Life Insurance: Indexed Universal Life (IUL's), Term, ROP Term

Accident, Disability, Critical Care, OOP Hospital/Sickness products
Dental & Vision Insurance
Travel Insurance (Inside/Outside US)
Student or Group Exchange Insurance
P&C Auto Insurance
Workers Comp
COBRA Administration
GPS Fleet Tracking & Dispatch Web Based Google Map System

We are dedicated to serving the needs of our customers each and every day and have been for over 14 years, and will continue to doing so.

We keep informed of the latest in Health Care Reform and pass our knowledge on to our clients and families.

We are located in Lake Oswego, Oregon and conduct business in many states throughout the nation.

There are no fees for our service, and you will never be pressured into purchasing a product.  We are simply here to help guide, inform, and give you the necessary tools for your decision making process.  We are committed to our clients for the long term.  As your needs change so too should your insurance plans and we will help when that time comes.

We provide our clients with the most suitable insurance policies for their specific need, at the lowest cost.  Our organization accomplishes this task by working with many insurance carriers; and by asking the right questions and then listening to “what is on your mind”.  Lastly, we are dedicated to providing unmatched service based upon the cornerstones of our business, Honesty, Integrity, Trust and Loyalty.



We'd enjoy adding you to our family!

View Kyla www.InsuranceRates4u.com's profile on LinkedIn